The actuarial guidance as of Jsuggests ultimate risk-free interest rates between 3.5% to 5.5%. These assumptions are influenced by actuarial guidance on ultimate risk-free interest rates published by the Canadian Institute of Actuaries, amongst other factors. The ultimate investment yields make reference to ultimate interest rate assumptions with an additional margin of prudence adopted by the Company. The projection of illustrated bonuses is dependent on current and ultimate investment yields. The below disclosure applies to the bonuses of SunGuardian / SunGuardian (Care Version) illustrated in Product Brochure and Proposal: If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. The above information is a product summary only, please contact your Advisor for details.
